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Rachel Downey

As a finance broker I am driven by a passion for helping people achieve their financial goals and make their dreams a reality. As someone with a love for travel, motor sports, family, and friends (including the furry kind), I understand the importance of having the financial freedom to pursue your passions and enjoy life to the fullest.

My expertise extends to a wide range of financial products, including commercial lending, mortgages, and equipment finance. Whether my clients are looking to start a business, purchase a home, invest, or simply take your family on a once-in-a-lifetime trip, I am always willing to go the extra mile to ensure their financial success.

I am dedicated to building long-term relationships, based on trust and open communication. I understand that finance can be a daunting and stressful undertaking for many people, which is why I work hard to ensure that my clients feel comfortable and well-informed throughout the process.

Overall, my unique blend of interests and experiences make me a well-rounded and effective finance broker. I am confident in my ability to provide tailored, accurate, and trustworthy financial options to my clients. Let’s work together to achieve your financial goals while also enjoying the things we love in life!”

our-team

0498 800 061

274 Charters Towers Road, Hermit Park, QLD 4812

What Our Client Have To Say

Our dream home was a colonial-style, spacious, forever-type home with wrap around verandas and beautiful timber floors throughout. Regrettably, after being subjected to twelve months of ineffectual communication with both banks and mortgage brokers throughout Queensland, our dream of a colonial-style home was no closer to realisation. We will be eternally grateful however, that Astute Townsville Central was recommended to us as a highly professional finance brokerage renowned for procuring home loans when other mortgage brokers were unsuccessful. The process of applying for our loan, negotiating with the bank and liaising with our builders was an amazingly uncomplicated and stress-free process due to the friendly professionals at Astute Townsville Central. The staff unquestionably demonstrated commitment above and beyond what one expects of a mortgage brokerage. There is no dispute that if it were not for Steve and the team we would not be about to move into our dream home!

Sarah & Nathaniel, Lannercost, QLD

My partner and I were having trouble deciding the best way to utilise our cash and property assets to give us the best outcome of a home loan (to combine our households), and we ended up over-complicating it a little when we discussed it with each other.  Immediately that we sat down with Denise, she cut through the confusion and offered us sensible, simple and logical pathways which has helped us immensely.

Sonia S, Townsville

Buying your first home is a very stressful process. There is only so much information you can take on board before it all becomes a complicated mess. Even worse, going through this process on my own, only to be faced with issues and delays from the bank, meant that I was very close to giving up on my dream of buying my first home.

My builder recommended I visit a finance broker to discuss my finance options and I am incredibly glad that I walked into Astute Townsville Central. Immediately, Steven and his team had managed to obtain a better loan option for myself and erased all of the stress and concerns I had about meeting deadlines and getting the build started. Since then, I have received nothing but the best support and help from the team at Astute Townsville Central and will continue to use their services once my home is built and into the future.”

Lauren, Mount Low, QLD

The building process was a long and testing one for my husband and i, but knowing we had the team at astute to handle all the of payments and transfers made the world of difference. Mark and I walked into Astute financial to have a meeting with broker Lisa Cody, we went in thinking we would get knocked back but Lisa’s positive attitude and passion for her job got us excited. Lisa always kept great communication and got us over the line. 🤗🤗 We then dealt mostly with Taleisha, Lisa’s loans support officer – she answered all of my silly questions and made things super simple for us as first time builders and home owners. We could not recommend the team at Astute enough.

Courtney and Mark Cassidy, Burdell, QLD

My wife and I have had the pleasure of having our finances arranged and managed by Steve James of Astute Townsville Central. At all times Steven and staff were a joy to interact with. Their pleasant manner and professionalism were second to none. We have no hesitation in recommending their services. Quality staff with quality advice.

Jim & Irene, Heatley, QLD

The whole experience was great, from reception to finance and through to settlement. Will and have recommended. Was the easiest big purchase I’ve ever made.

D. Scott, Townsville

Denise is amazing. She helped sort out a tricky situation that others didn’t help with. She’s friendly and approachable and really cares about you! There was never any pressure to sign a loan and she went out of her way to help. Highly recommended to those wanting someone they can trust!

Tegan, Newcastle, NSW